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We are independently owned and dedicated to putting our clients first. Our team is committed to discovering and achieving a first-rate solution for your financial future. We work closely with you every step of the way building a solid financial structure for you and your family. Our 30 years of experience in the securities industry and an unparalleled commitment to the individual, we will provide you with a paramount confidence in your financial journey.  Let's get started on that journey today.

Friday, May 17, 2024

Without a POA, parents may not be able to help their Non-Minor children in times of crisis. Top five reasons you need one BEFORE they head to college: Healthcare Decisions: Most Important! Allows you to inquire and/or make medical...

Wednesday, May 1, 2024

Hurricane season is right around the corner. Are you prepared? A vital component of this preparation is a review of your current property & casualty insurance policy. Basic points to consider: What does your policy cover OR exclude?...

Thursday, April 18, 2024

As a parent of a special needs child, it’s vital to ensure your child will continue to be provided for after you’re gone. It is essential to determine a long-term strategy that is realistic and attainable. IFG is here to help. Consider...

Monday, April 1, 2024

Spend today, save tomorrow? We've all been there. But if it seems you're always living paycheck-to-paycheck and never able to save anything for the future, then it may be time to make a change . April is Financial Literacy Month. What...

Tuesday, March 26, 2024

If you find yourself simultaneously raising your own children while tending to your parents as they grow older, you’re not alone. Often aptly referred to as “the sandwich generation,” it’s at this unique stage...

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Tuesday, March 26, 2024

If you find yourself simultaneously raising your own children while tending to your parents as they grow older, you’re not alone. Often aptly referred to as “the sandwich generation,” it’s at this unique stage...

Monday, March 18, 2024

As you are building your wealth and saving for retirement, a Roth IRA could be a tax-advantaged solution for you to invest your money and boost your retirement savings. Why? Money that goes into a Roth IRA is after-tax dollars. You can...

Friday, March 1, 2024

Taxes are one of the biggest budget items for most taxpayers, yet many have no idea what they’re getting for their money. The average household spends more on taxes than on groceries, clothing, or healthcare. In fact, 11% of our...

Friday, February 16, 2024

Should you contribute to an HSA or an FSA, or both?   Here are a few things to consider: HSA Eligibility:  1.  you must be enrolled in an HSA-eligible health plan 2. you must not be enrolled in Medicare 3. ...

Thursday, February 1, 2024

The deadline for making 2023 annual contributions to a traditional IRA, Roth IRA, and certain other retirement accounts is April 15, 2024.1       Some people may not realize when they can make their IRA...

Tuesday, January 16, 2024

Having an emergency fund could save the day, but you may be questioning how much to save, when you should save more and how you should spend these funds. You're not alone in asking these questions! And we're here to help! Start with...

Monday, January 1, 2024

The end of the year is prime time to reflect on whether you've met your financial goals. Some examples include repaying debt, saving for college, or building an emergency fund. Giving your finances a year-end checkup can help get you...

Wednesday, December 27, 2023

BE more in 2024! New Year's resolutions are typically not short on "doing" goals. Adding a few "being" goals makes for a good balance. Consider a few of the following: 1. Practice Empathy 2. Cultivate Gratitude 3. Learn Continuously 4....

Wednesday, December 20, 2023

If you are a last minute Christmas shopper, here are a few gifts to consider adding  to your gift  list: 1. Subscription Services:  Netflix, Hulu, Spotify, DisneyPlus 2. Meal Kit Delivery 3. Subscription Clubs for: ...

Monday, December 18, 2023

Many of us are still shopping for numerous gifts!  Place your personal safety at the top of your list and remember to: 1. Choose well-lit parking areas 2. Park in high traffic areas 3. Use parking lots with security cameras 4....

Monday, December 11, 2023

Be Prepared!  Consider these safety tips for during the Christmas Season:  1. Inspect decorations before use 2. Avoid overloading outlets and power strips. 3. Use battery-operated candles. 4. Turn off, unplug, and extinguish...

Friday, December 1, 2023

Every holiday season we find ourselves in a panic trying to get shopping done last minute while watching the credit card balance skyrocket. If you could do it differently to save stress, time, and cash, would you shop earlier? Would...

Monday, November 27, 2023

Whether you are currently in your late 20's or early 50's, it is never too early or too late to consider some common steps to help you save money,  including opening up and contributing to a retirement savings plans. In addition,...

Monday, November 20, 2023

Avoid Retirement Pitfalls! Navigating your 50s on the path to retirement requires smart financial choices. Don't underestimate the value of strategic savings. You can take charge by: --cutting costs --managing debt --considering an...

Thursday, November 9, 2023

Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone. Tax planning is more...

Thursday, November 2, 2023

The end of the year is prime time to reflect on whether you've met your financial goals. Some examples include repaying debt, saving for college, or building an emergency fund. Giving your finances a year-end checkup can help get you...

Wednesday, October 25, 2023

If you are sorting through the Medicare alphabet for yourself or for a love one, the process can be challenging. How do you get started and what do you need to know before you enroll? The first step is to visit the government’s...

Wednesday, October 18, 2023

I’d like to tell you about a new value-added service I offer ... one that may prove useful to you, and your family and friends. *Are you looking to enroll in a Medicare Advantage or supplement plan during this year’s...

Monday, October 9, 2023

If you or someone you love or care for is enrolled in Medicare, this email is a quick reminder that Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries...

Monday, October 2, 2023

Are you already planning for the end of the year? Where did the time go? In this edition, we’ll be looking into navigating Medicare for the first time, particularly if you are under the age of 65. Don’t forget Medicare...

Saturday, September 30, 2023

Determining the right type of life insurance for your family’s needs can be confusing and complex. Do you need term, permanent, or a combination of the two? Do you need whole, universal, or variable life?Term insurance is...

Sunday, September 24, 2023

Difficult situations—like losing a partner, getting laid off, or having to close a business—are impossible to completely prepare for. Having a sound financial strategy can help you weather the storm and safeguard your...

Tuesday, September 19, 2023

Life insurance is a complex topic. It often leaves many confused and concerned about what they should do with their existing policy.Reviewing your existing policy with an advisor at IFG will help determine whether or not your current...

Tuesday, September 12, 2023

Reviewing Your Health InsuranceLife and health insurance policies are a key part of your overall financial plan. It is important to review these policies each year to ensure that you have the coverage you need. If there are gaps, we...

Tuesday, September 5, 2023

An annual review of your insurance policy is has many advantages. There are numerous life circumstances that make this review even more valuable. A few possible life changes that would suggest an insurance review include:1. Annual...

Friday, September 1, 2023

Our independence allows us to access a wide range of insurance products through many underwriters in accordance with our ‘client first’ philosophy.  These range from traditional life, disability, and long-term...

Wednesday, August 30, 2023

The middle of the year is a good time to take stock of your financial situation and to reassess your fiscal goals. Taking a good look into your overall savings plan, wasteful spending, and debt can help you get your financial health in...

Monday, August 28, 2023

If you or someone you love or care for is enrolled in Medicare, this email is a quick reminder that Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries...

Thursday, August 24, 2023

Do you control your finances, or do your finances control you? If you’re like many people, today’s rapidly changing economic picture and frantic pace of everyday life prevent you from effectively working toward pursuing...

Thursday, August 17, 2023

When you lose a spouse, partner, or parent, the grief can be overwhelming and trying. In the midst of your grief, life still goes on.  There are arrangements to be made, things to be taken care of – and in recognition of...

Friday, August 11, 2023

How will your  own finances change as your children become independent. Where do parents draw the line with their children? What level of involvement and/or support should  parents maintain with their children? What are some...

Saturday, August 5, 2023

During August, we want to set you up for a successful benefit election period. Your employer-provided benefits are an important part of your financial plan, and we can maximize their effectiveness. Perhaps you…Want to make...

Tuesday, August 1, 2023

August is synonymous with heading back to school. For many, saving and setting aside funds for college tuition is overwhelming and daunting. Consider how to start saving now: https://www.savingforcollege...

Sunday, July 30, 2023

Text Alignment: LeftCenterRightDuring August our plan is to continue to help you review your investments.Possibly you would like to: Review the risk you are taking with your investments and want to consider adjusting your...

Monday, July 17, 2023

Whether you are a novice or experience investor, it is critical for you to consider reviewing your investment portfolio as part of your financial planning process. Particularly during times of uncertainty and volatility, a...

Saturday, July 1, 2023

Reviewing Your Investment StrategyIt would be a lot easier if investing could simply be “set and forget,” but in reality, your investment strategy should shift over time and with changing life circumstances. Otherwise, you...

Saturday, June 17, 2023

ESTATE MANAGEMENT CHECKLISTHere are a few items to consider when reviewing your Estate Management Checklist:1. Do you have a will?A will enables you to specify who you want to inherit your property and other assets. A will also enables...

Thursday, June 1, 2023

Estate planning is a complex process with many elements involved, some of which can be confusing. For instance, do you know the difference between a revocable trust and a will?A will is simply a personal statement of intent that...

Wednesday, May 17, 2023

Protecting the people nearest and dearest to us is something we all want to do. It’s why we purchase health and life insurance, save diligently for retirement, and ensure important legal documents (like a will or trust) are in...

Monday, May 1, 2023

Creating an estate plan is an essential component of your financial life, but one that can lead to uncomfortable conversations.  t forces us to discuss that none of us will live forever. And, it may reveal details about your...

Wednesday, April 26, 2023

At the end of tax season, many Americans look forward to receiving their return. But what happens when your return isn’t what you expected—or if you don’t get one at all?If it’s more than you expected: An...

Monday, April 17, 2023

What Issues Should You Consider When Reviewing Your RMD? RMDs (Required Minimum Distribution) are often an inconvenience.  The timing, the amount, and tax consequences associated with RMDs might run the risk of throwing a...

Friday, April 14, 2023

Have you completed a Digital Will?  It’s a good time to begin.What is at stake? If you or a loved one has a tragic life event and online accesses have not been shared/granted, then your surviving family member cannot...

Monday, April 10, 2023

As Someone Who is Working, What Issues Should I Consider When Reviewing My 2022 Tax Return?Discussing your current situation with your financial advisor is an important and informative exercise to ensure your understanding of your tax...

Monday, April 3, 2023

A Retiree’s Checklist for Reviewing your 2022 Tax Return The 2022 Tax Return deadline is right around the corner. If you are newly retired, it is a good idea toconsider meeting with your financial advisor to discuss and...

Saturday, April 1, 2023

What is My Current Cash Flow?Businesses generate a "sources and uses of cash" statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and...

Monday, March 20, 2023

Did you know.....there are several ways to get a higher interest rate on your cash savings right now?1. High Yield Savings Accounts: Shop around for high-yield savings accounts:  Look for savings accounts that offer...

Monday, February 27, 2023

During the months of March and April, we want to help you identify planning opportunities (and spot potential issues) with your tax returns.If we work together now, we can help identify…If there was a change in your finances last...

Friday, February 24, 2023

                                                         Understanding your money MATTERS! Now is a good time to take a bird's eye view of your current cash flow to plan for the present and to prepare of the future.