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We are independently owned and dedicated to putting our clients first. Our team is committed to discovering and achieving a first-rate solution for your financial future. We work closely with you every step of the way building a solid financial structure for you and your family. Our 30 years of experience in the securities industry and an unparalleled commitment to the individual, we will provide you with a paramount confidence in your financial journey. Let's get started on that journey today.
Savvy Strategies for Holiday Shopping
Every holiday season we find ourselves in a panic trying to get shopping done last minute while watching the credit card balance skyrocket. If you could do it differently to save stress, time, and cash, would you shop earlier? Would...
Read MoreMoney Mistake to Avoid
Whether you are currently in your late 20's or early 50's, it is never too early or too late to consider some common steps to help you save money, including opening up and contributing to a retirement savings plans. In addition,...
Read MoreAvoid Retirement Pitfalls!
Avoid Retirement Pitfalls! Navigating your 50s on the path to retirement requires smart financial choices. Don't underestimate the value of strategic savings. You can take charge by: --cutting costs --managing debt --considering an...
Read MoreYear End Tax Planning Tips
Everybody wants to save on their taxes. If you think tax-saving strategies are too complicated, you could be missing out on tax savings. There are a few simple tax-saving strategies available to nearly everyone. Tax planning is more...
Read More5 Essential Year-End Money Moves
The end of the year is prime time to reflect on whether you've met your financial goals. Some examples include repaying debt, saving for college, or building an emergency fund. Giving your finances a year-end checkup can help get you...
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What Medicare Covers—and What It Doesn’t
If you are sorting through the Medicare alphabet for yourself or for a love one, the process can be challenging. How do you get started and what do you need to know before you enroll? The first step is to visit the government’s...
Read MoreHelp with your Medicare Advantage plan
I’d like to tell you about a new value-added service I offer ... one that may prove useful to you, and your family and friends. *Are you looking to enroll in a Medicare Advantage or supplement plan during this year’s...
Read MoreIt's Time: Medicare Open Enrollment
If you or someone you love or care for is enrolled in Medicare, this email is a quick reminder that Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries...
Read MoreYour Quarterly Medicare Newsletter
Are you already planning for the end of the year? Where did the time go? In this edition, we’ll be looking into navigating Medicare for the first time, particularly if you are under the age of 65. Don’t forget Medicare...
Read MoreLife Insurance: Term or Permanent?
Determining the right type of life insurance for your family’s needs can be confusing and complex. Do you need term, permanent, or a combination of the two? Do you need whole, universal, or variable life?Term insurance is...
Read MoreManaging Finances During a Hardship
Difficult situations—like losing a partner, getting laid off, or having to close a business—are impossible to completely prepare for. Having a sound financial strategy can help you weather the storm and safeguard your...
Read MoreReviewing your Life Insurance
Life insurance is a complex topic. It often leaves many confused and concerned about what they should do with their existing policy.Reviewing your existing policy with an advisor at IFG will help determine whether or not your current...
Read MoreReviewing Your Health Coverage
Reviewing Your Health InsuranceLife and health insurance policies are a key part of your overall financial plan. It is important to review these policies each year to ensure that you have the coverage you need. If there are gaps, we...
Read MoreReviewing Your Insurance Policy
An annual review of your insurance policy is has many advantages. There are numerous life circumstances that make this review even more valuable. A few possible life changes that would suggest an insurance review include:1. Annual...
Read MoreAnnual Insurance Review
Our independence allows us to access a wide range of insurance products through many underwriters in accordance with our ‘client first’ philosophy. These range from traditional life, disability, and long-term...
Read MoreReassessing Your Financial Goals
The middle of the year is a good time to take stock of your financial situation and to reassess your fiscal goals. Taking a good look into your overall savings plan, wasteful spending, and debt can help you get your financial health in...
Read MoreIt's Time: Medicare Open Enrollment
If you or someone you love or care for is enrolled in Medicare, this email is a quick reminder that Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries...
Read MoreWho Controls Your Finances?
Do you control your finances, or do your finances control you? If you’re like many people, today’s rapidly changing economic picture and frantic pace of everyday life prevent you from effectively working toward pursuing...
Read MoreConsiderations for When a Spouse Passes Away
When you lose a spouse, partner, or parent, the grief can be overwhelming and trying. In the midst of your grief, life still goes on. There are arrangements to be made, things to be taken care of – and in recognition of...
Read MoreItems to Consider When Your Children Become Independent
How will your own finances change as your children become independent. Where do parents draw the line with their children? What level of involvement and/or support should parents maintain with their children? What are some...
Read MoreIssues to Consider with your Employer-Provided Benefits
During August, we want to set you up for a successful benefit election period. Your employer-provided benefits are an important part of your financial plan, and we can maximize their effectiveness. Perhaps you…Want to make...
Read MoreCollege Savings 101
August is synonymous with heading back to school. For many, saving and setting aside funds for college tuition is overwhelming and daunting. Consider how to start saving now: https://www.savingforcollege...
Read MoreInvestment Review: Recap
Text Alignment: LeftCenterRightDuring August our plan is to continue to help you review your investments.Possibly you would like to: Review the risk you are taking with your investments and want to consider adjusting your...
Read MoreReviewing Your Investment Strategy: Checklist
Whether you are a novice or experience investor, it is critical for you to consider reviewing your investment portfolio as part of your financial planning process. Particularly during times of uncertainty and volatility, a...
Read MoreReviewing Your Investment Strategy
Reviewing Your Investment StrategyIt would be a lot easier if investing could simply be “set and forget,” but in reality, your investment strategy should shift over time and with changing life circumstances. Otherwise, you...
Read MoreEstate Management Checklist
ESTATE MANAGEMENT CHECKLISTHere are a few items to consider when reviewing your Estate Management Checklist:1. Do you have a will?A will enables you to specify who you want to inherit your property and other assets. A will also enables...
Read MoreWhat is the Difference Between a Trust and a Will
Estate planning is a complex process with many elements involved, some of which can be confusing. For instance, do you know the difference between a revocable trust and a will?A will is simply a personal statement of intent that...
Read MoreUpdating Your Beneficiary Designations
Protecting the people nearest and dearest to us is something we all want to do. It’s why we purchase health and life insurance, save diligently for retirement, and ensure important legal documents (like a will or trust) are in...
Read MoreCreating an Estate Plan
Creating an estate plan is an essential component of your financial life, but one that can lead to uncomfortable conversations. t forces us to discuss that none of us will live forever. And, it may reveal details about your...
Read MoreWhat to Do When Your Return Isn’t What You Expected
At the end of tax season, many Americans look forward to receiving their return. But what happens when your return isn’t what you expected—or if you don’t get one at all?If it’s more than you expected: An...
Read MoreWhat Issues Should I Consider When Reviewing My RMD?
What Issues Should You Consider When Reviewing Your RMD? RMDs (Required Minimum Distribution) are often an inconvenience. The timing, the amount, and tax consequences associated with RMDs might run the risk of throwing a...
Read MoreHave You Completed a Digital Will Yet?
Have you completed a Digital Will? It’s a good time to begin.What is at stake? If you or a loved one has a tragic life event and online accesses have not been shared/granted, then your surviving family member cannot...
Read MoreAs Someone Who is Working, What Issues Should I Consider When Reviewing My 2022 Tax Return?
As Someone Who is Working, What Issues Should I Consider When Reviewing My 2022 Tax Return?Discussing your current situation with your financial advisor is an important and informative exercise to ensure your understanding of your tax...
Read MoreA Retiree’s Checklist for Reviewing your 2022 Tax Return
A Retiree’s Checklist for Reviewing your 2022 Tax Return The 2022 Tax Return deadline is right around the corner. If you are newly retired, it is a good idea toconsider meeting with your financial advisor to discuss and...
Read MoreWhat is My Current Cash Flow?
What is My Current Cash Flow?Businesses generate a "sources and uses of cash" statement to evaluate their income and expenses and to check profitability. Similarly, a cash flow statement can help you evaluate your personal income and...
Read MoreMONEY MATTERS: Where is YOUR Cash?
Did you know.....there are several ways to get a higher interest rate on your cash savings right now?1. High Yield Savings Accounts: Shop around for high-yield savings accounts: Look for savings accounts that offer...
Read MoreWhat Issues Should I Consider When Reviewing My Tax Return?
During the months of March and April, we want to help you identify planning opportunities (and spot potential issues) with your tax returns.If we work together now, we can help identify…If there was a change in your finances last...
Read MoreMONEY MATTERS: Your Cash Flow Statement
Understanding your money MATTERS! Now is a good time to take a bird's eye view of your current cash flow to plan for the present and to prepare of the future.
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